Figuring out how you plan to pay for drug rehab is one of the first things to do when seeking help for yourself or a loved one struggling with addiction. Paying for drug rehab out-of-pocket can be very costly. If you have health insurance, you may be able to use this to help cover full or partial addiction treatment costs.
Beacon Health Options is a leading insurance provider in the United States that serves over 40 million people and 260 clients, including Fortune 500 companies. The company was formed through a merger in 2014 between ValueOptions and Beacon Health Strategies.
Our rehab facility, Recovering Champions, works with insurance companies like Beacon Health Options to help reduce treatment costs for individuals and families affected by substance abuse and mental illness.
Substance Abuse Services Covered By Beacon Health Options
Beacon Health Options plans offer coverage for a wide range of mental health and substance abuse services. Most of their health plans include behavioral health benefits.
Beacon has a wide array of in-network treatment providers, including medical doctors, counselors, and drug rehab centers.
Substance abuse services covered by Beacon Health Options plans include:
- drug and alcohol assessments
- detoxification services (detox)
- inpatient treatment
- behavioral therapy and counseling
- mental health treatment
- opioid management programs
- coordinated care management
Through the company’s contract with the Massachusetts Behavioral Health Partnership, Beacon Health Options also offers coverage for some substance use disorder crisis services for uninsured Massachusetts residents, and residents insured through MassHealth and Medicare.
Services that are eligible for coverage through this partnership include mobile crisis intervention services and community-based evaluations.
Does Beacon Health Options Cover Inpatient Rehab?
Inpatient rehab is highly recommended for people with severe or chronic substance abuse problems. This is an intensive level of care for drug and alcohol addiction that offers 24-hour supervision and support.
Massachusetts rehab centers offer a range of traditional and holistic treatments in their inpatient programs that serve to help heal the mind, body, and spirit in addiction recovery.
Beacon is in-network with many treatment centers across the United States, including rehab centers in the greater New England region. This can help reduce the cost of an inpatient stay. Copayment requirements may vary depending on your policy, state, and the type of treatment program.
Can I Use Beacon Health Options To Pay For Outpatient Treatment?
Beacon Health Options offers full and partial cost coverage for many outpatient treatment services, including structured treatment programs.
- day treatment/partial hospitalization
- intensive outpatient programs
- standard outpatient rehab services
Your eligibility for outpatient treatment coverage will depend on your plan’s benefits package. Generally, most Beacon health plans require that you seek outpatient services from in-network providers. You may also need to meet a deductible before using your insurance to pay for outpatient rehab.
Beacon Health Options Coverage For Opioid Addiction Treatment
Beacon offers comprehensive opioid management solutions that cover opioid addiction treatment services at multiple levels of care, from acute detox programs to community-based care for long-term support.
Beacon’s opioid use disorder treatment solutions include:
- early intervention services
- crisis stabilization
- inpatient rehab
- medication-assisted treatment (MAT)
- outpatient treatment services
- clinical and peer support services
What To Know Before Using Beacon Health Options For Rehab
Before planning to use Beacon Health Options insurance to pay for drug or alcohol rehab, you’ll need to learn more about your plan’s coverage options and eligibility requirements. In order to be eligible for coverage, you may have to meet certain requirements prior to entering treatment.
Here are some important things to know before planning to use your health insurance to pay for rehab:
- whether you’re required to get precertification prior to admission
- which New England rehab centers accept your insurance
- which types of treatment programs your plan covers
- whether you need to meet a deductible to be eligible for coverage
- required copays for treatment services
You can learn more about your insurance policy and how to find in-network rehab centers by contacting your insurance provider online or by phone. You can also verify your insurance with a substance abuse treatment center directly.
Finding A New England Rehab Center That Accepts Your Insurance
If you’re looking for a rehab center that’s in-network with Beacon Health Options for yourself or a loved one, our addiction specialists at Recovering Champions can help.
Recovering Champions is a top-rated treatment facility in Massachusetts that offers a range of treatment programs for treating substance use disorders and dual diagnosis.
With your permission, one of our addiction specialists can:
- verify your insurance
- explain your treatment options
- determine the right treatment program to meet your needs
Our treatment facility has remained open during the COVID-19 pandemic to help residents across New England access life-changing treatment. Contact us today to verify your Beacon Health Options insurance and learn more about the treatment services we offer.